Trucking Insurance North Carolina, South Carolina, Virginia, & Tennessee

Trailer Interchange Insurance

Physical damage / Trailer interchange

Physical damageTrucking Physical Damage Insurance is coverage for your truck and trailer. This insurance coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Pricing is based on the value of your equipment and usually pays a percentage of that value.  We would advise putting Physical Damage on every piece of equipment even if the equipment is only worth the $1000 deductible.    If you insured the piece of equipment for Physical Damage then it is automatically covered for towing for a covered cause of loss.   We have experienced accidents where the truck & trailer cleanup exceeds $10,000.  If you have your Physical Damage on your truck but not your trailer are you prepared to cover the $5000 tow bill?

Trailer Interchange is the legal liability coverage for damage to a non-owned trailer and its equipment.  Trailer Interchange and Physical Damage for non-owned trailers are similar in coverage but in order to get Trailer Interchange insurance, a written Trailer Interchange Agreement is required.  Call a Truck Specialist @ Bye Insurance. 919-819-7415.

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